Empower - Money Management

Empower - Money Management

By Empower Finance

  • Category: Finance
  • Release Date: 2017-05-09
  • Current Version: 2.0
  • Adult Rating: 4+
  • File Size: 62.20 MB
  • Developer: Empower Finance
  • Compatibility: Requires iOS 9.0 or later.
Score: 5
From 3,258 Ratings


Recommended by Forbes, Time Magazine, New York Times, Product Hunt and Apple as "Best Tech Apps To Help You Save, Invest, And Manage Your Finances” and "New Apps We Love", Empower is your personal financial advocate. We help you find free savings, track all your finances in one place, and reach your financial goals, whether it's building wealth or squashing debt. SEE WHY OUR USERS LOVE US: "Since using Empower, my credit score has increased from 680 to 720!" - Antonio "I love your app. I'm very, very happy with it. You guys have helped me save—just this month—about $300." - Christina "AutoSave put me on the right track. 5% of each paycheck is automatically put into my savings account. This app is ingenious!" - Tom HERE’S WHAT EMPOWER CAN DO FOR YOU: - FINANCIAL SNAPSHOT: Get clarity on account balances and track activities across bank, credit, loan, and retirement accounts (including Robinhood & Coinbase). Your spending is automatically categorized by our superior machine learning technology. Premium subscribers can create and assign your own categories. Review your spending with Custom Reports. - SAVINGS: Find "free money" with the Empower Savings Checkup, a powerful algorithm that analyzes your accounts for savings. Our users save $230 on average by renegotiating their bills, and $460 for switching to a better insurance plan. You can also cancel unwanted subscriptions or earn more with a high-interest savings account. Make every dollar work for you. - TRACK SPENDING: Monitor your spending by category (Dining & Drinks, Entertainment) or vendor (Amazon, Uber) and get alerts when you overspend. Premium subscribers can set up an unlimited number of SpendTrackers. Never lose track again. - GET OUT OF DEBT: Set up automatic savings and debt paydown with AutoSave. Find better loans and refinance. - IMPROVE CREDIT SCORE: Protect your credit score by monitoring your credit utilization. - PAY LESS INTEREST: Explore better credit card options in order to reduce interest payments, build credit, or earn rewards. - TRANSFER MONEY: Between your existing accounts and pay credit card bills with a few simple taps. Transfers and credit card payments are always free and secure. - INTELLIGENT ALERTS: Stay on top of your money without having to log in with intelligent notifications. KNOW THAT YOU ARE PROTECTED - Empower uses bank-grade security measures like AES 256-bit encryption, multi-factor authentication, PIN code, and Touch ID to protect your account. - Your personal information is fully encrypted using SSL. Empower is free to use. We also offer a Premium membership via monthly or yearly subscriptions. We currently support U.S. banks and institutions. EMPOWER PREMIUM: For users who want to turbo charge their finances, Empower offers a premium subscription called Empower Premium. With Empower Premium, you can: - Create custom categories for your expenses. As many as you want, to make Empower truly yours! Choose from a library of emojis to add fun to your finances. - Chat with an Expert! Get your personal finance questions answered by one of our Empower Experts. - Set up unlimited SpendTrackers! Track more than one category or vendor when you upgrade. Have us keep an eye on things so you can enjoy life. Separate life from work with Business Expense categorization. Try it free for 1 month! Empower Premium subscription fees will be 3.99/month or 35.99/year. You’ll be charged as a recurring transaction through your iTunes account starting the end of your free trial (unless you cancel during the free trial). Payment will automatically renew unless you cancel your account at least 24 hours before the end of the current subscription month. You can manage your subscription, cancel anytime, or turn off auto-renewal by accessing your iTunes account. Privacy policy: https://empower.me/privacy Terms of use: https://empower.me/terms




  • Way better than Mint

    By miguizzle
    The title says it all. Mint stole my money, caused me to have to pay overdraft fees and their metrics aren’t nearly as good as empower’s. Beautiful UI as well. I love this app.
  • International support?

    By steve_w_13
    I don’t see support for many international institutions. Investec Asset Management doesn’t appear to be supported. Would change to a 5 star if it did
  • Excellent financial and budgeting tool!

    By Sierra's Sam
    And power has too many Superior attributes to talk about in this review! I love everything about it! It allows me to set up budgets for individual areas and lets me know the percentages that I’m using and what’s left; and it even allowed me to have Bill shark negotiate my subscriptions for a huge savings! I cannot speak highly enough about this app.
  • Edited review

    By LDgirlz
    Was very disappointed when my favorite app Penny was discontinued. I was referred to empower but found no significance with both of these apps. Empower isn’t very user friendly. Takes some getting used to and I find a lot of errors and double entries. The only way to solve that is to go through everything and ignore things that are not relevant. I am glad there is an ignore button but I still have to be diligent about the errors. So I updated this review after many hours trying to figure everything out..
  • Simple and Sweet

    By Jdieohvrkx
    This app has been great so far. I just wanted an app to set simple goals on spending and this app is perfect for it. I tried Mint and Albert and while they are powerful apps, they were too complicated for my needs.
  • Can’t log into my main accounts

    By jewel game fan
    I downloaded the app and was able to add my credit cards from a few apps then my main bank account, auto loan and credit card with Capital One will not allow me to log in or add account. I emailed and received notice back that Empower is having trouble across the board with Capital One....this is my main account holder so the app with Empower is useless if I can’t add my Cap1 accounts. Have to delete
  • Capital One charges will not update

    By volfan
    When I first downloaded this app, I loved it. However, about a week after getting it set up, the feed from Capital One just stopped updating, making it totally useless for me as all of my spending is on the Capital One Venture card. I emailed support and after a couple of days they said to delete Capital One and re-install it. This caused me to lose all the data I had categorized and it did not fix the issue.
  • Lost funds

    By owhx
    On May 8th, 2018 I had submitted a request through your app to transfer $300 from one account to another and to date it has NOT been deposited but showed the amount has been taken out. Please provide a detail and immediate explanation regarding this transaction.
  • Amazing App

    By Dwebb31
    I’m not one to leave a review on apps. I’ve used mint, bill pay, and several others that do not give you the simplicity and value of this app!! The key difference is it’s designed to link separate bank accounts together so you don’t have to use checks for mobile deposit just to transfer money from one bank to another. It also automatically saves money for you and deposits that to your bank without touching a thing. Aside from that, they’re are multiple differences in the app design that allow you to have a smoother experience and easier time finding ways to monitor your account! Just give a shot I promise you guys will like it!!!☺️
  • Happiness0512

    By Happiness0512
    How’s it different from Mint, Personal Capital or Wealthfront apps?